Privacy Policies and Security

 

FACTS

WHAT DOES HOMESERVICES LENDING, LLC DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Employment information and Credit history
  • Credit scores and Payment history 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons HomeServices Lending, LLC chooses to share, and whether you can limit this sharing.

 

Reasons we can share your personal information

Does the HomeServices Lending, LLC share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don’t share

 

To limit our sharing

  • Call 1-866-531-0904—our menu will prompt you through your choices or  
  • Visit us online: www.homeserviceslending.com


Please note:
If you are a new customer, we can begin sharing your information 60 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 1-866-531-0904 or go to www.homeserviceslending.com

 

Who we are

Who is providing this notice?

HomeServices Lending, LLC

What we do

How does HomeServices Lending, LLC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

For more information call 1-866-531-0904

How does HomeServices Lending, LLC collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan, or
  • Give us your employment history, or
  • Give us your income information, or
  • Give us your wage statements, or
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account, unless you tell us otherwise.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include entities with common ownership or control within HomeServices of America, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • HomeServices Lending, LLC does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • HomeServices Lending, LLC does not jointly market.

 

Other Important Information

Do Not Call Policy. This Privacy Policy constitutes the Lender’s Do Not Call Policy under the Telephone Consumer Protection Act for all consumers. The Lender maintains an internal Do Not Call preference list. Do Not Call requests will be honored within 30 days and will be effective for at least five years from the date of request.